x Insight

Roger Smith

President & CEO AIL & NILICO

Blessings

The end of the year is often a time we gather with our families, friends, co-workers and neighbors to celebrate the holiday season and to reflect on the blessings, both large and small, in our lives.

Whether of hope, joy or peace, they stand out in the chapters of the “My Life” book we all write. They are what make the story worthwhile.

There are blessings we may take for granted. We live in a free country and we are free to make a good living — and a good life — for ourselves and our families. Being able to set goals and work toward fulfilling our dreams are every day blessings we should not ignore.

Last December in these pages, I noted that for the first time in company history we surpassed the $100 million mark in sales. And, I predicted that wed blow past that figure in 2009 by a much larger margin. You didn't disappoint me! Though the year isn't over, we've already far surpassed last year's numbers.

In boom times, this would be something to celebrate. But in a recession, that fact makes us stand out from all the other businesses. Incredible!

Thanks to your tremendous dedication, and the mission we fulfill of serving working families, the Company continues to grow and flourish. "Opportunity Unlimited" is nothing short of a blessing in "My Life" story, and I hope yours.

2 Spotlight December 2009 lll My Life...

As we pause during the holiday season to reflect upon

our accomplishments during 2009, we look forward to a prosperous and happy new year in 2010. But, let us not forget the hundreds of thousands of working families we serve. Let us rededicate ourselves to serving those families. Let us recommit ourselves to the values of service and hard work that make our Company, and the products it provides them, a real blessing to these families.

From all of us here at AIL/NILICO, may you have a wonderful and blessed holiday season and a successful 2010!

an.

NILICO/

i d

American Income Life Insurance Company has been meeting working families" needs for over half a century. We are a leader in the union insurance market and are totally committed to meeting the needs of union members through personal one-on-one service and complete Home Office customer support. You can count on AlL to do what it says it will do.

spotlight Published monthly by American Income Life Insurance Company for the dissemination of information to its Producers. Prior permission must be obtained from American Income for reproduction or other use of material herein.

Managing Editor Sam Yarbrough syarbrough@ailife.com

Writer Lynn Bulmahn blbulmahn@ailife.com

Lead Designer Annalee MacFie amacfie@ailife.com

Contributors aren Cannard-Curtis Paula Clements Carrie Eckles Lana Giebe

ary Lampert Lisa LaValley Pat Nevarez Linda Resendez Amy Rivera ario Saenz Robyn Talley Sandy Yerger Rhonda York

Home Office 254-761-6400

Web Sites www.ailife.com www.nilife.com www.WorkAtAlL.com www.WorkAtNILICO.com www.ailNews.com

Recruiting Support wwwW.ailife.com/rms www.ailife.com/recruiting

SGA CAREER TRACK

New Markets . Opening & Expanding

There is a growing need for ambitious leaders.

AIL/NILICO is looking for MGAs and GAs wanting to pursue the SGA Career Track. If you are interested, speak to your SGA, then send an e-mail to: futuresga@ailife.com.

TOTAL BONUSES PAID OUT

This month AIL and NILICO paid a total of $1,705,046.77 in bonuses. For more information on the monthly bonuses, turn to Page 4.

Total: $1,705,046.77

REQUIRED RETENTION RATE

Effective Jan. 1, 2010, to be eligible for bonuses and be featured in Spotlight, Producers must meet the required Retention or

the minimum Net to Gross. Net to Gross varies based on bonus guidelines and is used only during the Producer's first eight months. The rates listed below are for Spotlight recognition only.

Retention: 68.0% Net to Gross: 78%

DATES TO REMEMBER

Wednesday, January 27th, 2010, all business and PR credits must be at Home Office to count for January production.

MILLION DOLLAR CLUB Another champion, another milestone:

We salute Omar Hashimi from the Jatoft-Foti Agency, who qualified for the Million Dollar Club in November of 2009 with $1,012,981 of Net ALP.

Omar will receive a bonus of $5,000 and the Million Dollar Club Award on stage at the 2010 Convention in New York.

Omar, congratulations on your achievement.

FOUNDER’S CLUB November 2009 Qualifiers Outstanding Producers & PR Representatives:

Brock

Lampee Altig-Orlovic Agency

3rd Qualification $56,852 Net ALP 79.1% Ret

Samson Adelufosi Giglione Agency 2nd Qualification $52,431 Net ALP 79.2% Ret

Malka

Arony

HO PR Arizona

Ath Qualification 14,496 Cards/Groups

CORRECTIONS

The Promotions page of November's Spotlight incorrectly listed the location of the Fred Hadayia Agency; the agency is actually in Pennsylvania.

BONUS

PG. 04

NEW LAB MEMBERS

PG. 06

CONTEST RESULTS

PG. 07

2011 CONVENTION QUALIFICATION

PG. 09

ROGER SMITH RECEIVES AWARD

PG. 10

LOOK FOR ME!

LOOK FOR THE ASTERISK

The asterisks, shown throughout the magazine, indicate that place will be a year-to-date award winner. The Producers, who will be recognized at the 2010 Awards Presentation, are: the top SGA from each category based on the percentage of Net ALP objective, the top three PR Managers, the top two PR Representatives from each category, the top two RGAs, the top five MGAs, the top five GAs, the top SA, and the top ten Individual Producers. You can view the 2010 Convention Qualifications online at www.ailife.com or www.nilife.com. Check your production! If there is an asterisk by your position, you could be on your way to New York City, staying at the fabulous Sheraton New York Hotel and Towers, and appearing on stage! The convention will be held May 16-19, 2010.

Hal Herman

T J Powers Brett Gryska Karen Gagarin

Qualifier

Sami Mogannam Debra Bell

Lance Martin

Scott Patterson Arthur Westergren Peter Kaplanis Consuelo Dominguez Keith Broadnax Frank Kolligian

Carlo Bonifazi

Qualifier

Omar Hashimi Robert J Dunn Lesina Ah Sue Tibor Simon

Erez Shabtay Maria Rocha Ross Ewen

Lily Tchen Raymond Angeles Robert Ulreich

773.02 726.72 683.85 608.22 574.71

Amount $6,117.38 4,999.34 038.53

ar Josh Chalom Theodore Pappas Tyrone Conard Slav Bitman Bob Olson

SGA Jatoft-Foti

Agency Director of the Month

Leaders growing leaders!

Domenico Bertini

He had 170% Growth with an increase of

over 1 Million Dollars of ALP!

Congratulations on this unbelievable ACCOMPLISHMENT three months

in a row!

Rob Falvo

Senior Vice President of Field Operations

REAL Success

We all need help. We need guidance for our journeys through life. Even the most successful of us need reminders of what has led us to whatever we have accomplished. We need to rethink. We need to refocus.

How can we get where we still need to go? And how can we best convey to others what it takes to get there together? What is it to achieve success? How can we strive for excellence and at the same time thrive

as happy, fulfilled human beings?

'The quest for success should be an exciting and fulfilling adventure. It should be refined and enhanced by a broader perspective of what it takes for success at life. Only then can we attain the sort of harmony and balance necessary for true happiness and success.

Plato said Socrates was convinced that most of us approached life backward. We give the most attention to the least important things and the least attention to the most important things. It was his firm belief that ^wealth does not bring about excellence, but excellence brings about wealth and all other public and private blessings for men." It was the state of our souls that was most important to Socrates. The inner life of each person. Greatness of spirit. Wisdom. Inner Excellence.

When we give precedence to the inner, both inner and outer fall into place. When we follow the opposite course, nothing will give us what we truly need.

We have here a framework for success that proves you don't have to sell out to move up. It allows for the best possible state of our souls. And it works.

'There are four conditions of success. Four components of a successful mind-set. Four means to a successful life.

'These are not, however, just "Things to Be Done on Monday So That Success Can Be Had on Tuesday." They are conditions we need to incorporate into our lives every day. Or, at least, most days.

In this column, I will go over the first two conditions. We'll conclude this series next month.

Condition One: We need a clear conception of what we want, a vivid vision, a goal or set of goals powerfully imagined.

'The first condition of success is that we develop a clear conception of what we want. Àn idea of where we want to go and a conception of what we want to become. It should be both clear and specific.

Everybody wants to be somebody, but not just anybody. We want our lives to count.

We want to accomplish something in this life. But what? How about you? What do you want to be? What do you want to do? Are you becoming it now? Are you beginning to do it already, in some small

way? If not, why not? What are you waiting for?

If you are moving in a general direction you feel good about, are you making the sort of progress you think is appropriate?

Condition Two: We need a strong confidence that we can attain our goals.

When we set ourselves high goals, we always face a challenge. Fear can lead to failure; confidence to conquest. Which will we choose?

Life is a risk. Now, I'm not talking about bungee jumping or skydiving. Every day life is risky.

But the risks are so common, we're accustomed to them. They hardly ever cross our minds until we contemplate something new. A new job, a new relationship, a new set of goals.

Then we worry. What if I fail? What if....

What if? There are few guarantees in life.

'There are lots of opportunities-if you're willing to take a chance, if youre willing to run the risk.

A lot of people say, “I’ve never done this before." Remember, the world is run by people who have never done this before.

"There's a first time for everything. Run your own life and do it right. Whenever we set ourselves new goals, we face new opportunities for growth and development. But it is easy for doubt to rush in and catch

up with us.

Next month, I'll discuss the final two conditions.

May God bless you and your loved ones this holiday season!

My Life... B Spotlight December 2009 5

Patrick D. Finley is General President of the Operative Plasterers’ and Cement Masons’ International Association of the United States and Canada. He also serves on the AFL-CIO Executive Council. He has been a Union member since 1979, when he joined Local 592 in Philadelphia. From 1989 until 1995, he served Local 592 as both Welfare and Pension Funds administrator and Apprentice Coordinator and Organizer. Rising up through the ranks, he has served his union as General Secretary-Treasurer,

PARIS CONTEST

The Eiffel Tower, the Arc de Triomphe, Notre Dame Cathedral, the Palace of Versailles, the Louvre Museum

Will you visit these famous French landmarks yourself, or just get a postcard? The 6-day, 5-night tour of Paris is the prize in this year’s contest. Keep working hard — we have four more months to go before the winners are declared!

All agents, managers and public relations people are invited to partake in the competition. The contest period is business

or cards submitted and processed by Home Office between October 1, 2009 and March 31, 2010.

i International Representative and Assistant to the Patrick Finley General President.

Contest winners will arrive in Paris on Monday, June 21 and

: - depart Saturday, June 26. A union activist for four decades, Anthony "Marc"

Perrone is International Secretary-Treasurer to the 1.3 million-member United Food and Commercial Workers International Union. He monitors the union's finances and oversees stewardship of its pension funds. Perrone is a member of the International

State General Agents

th S nth

Foundation of Employee Benefit Plans’ board of CatI&ll Steve Friedlander 519.68% 392.24% 400.00% 437.31% directors. He has served the UFCW as Region 1 Jatoft-Foti 153.94% 166.92% 115.79% 145.55% Director and National Director of Strategic Programs, Marc Rosen 163.83% 126.59% 130.00% 140.14% | Collective Bargaining and Organizing and is on its Fred Hadayia 147.98% 126.31% 127.27% 133.8596 | International Union Executive Committee. Perrone elisa ecc. reps i pep. gal. | : 1 n urace-oml k o $ o : o 5 o 1 Marc Perrone earned his Bachelors degree in Labor Studies. ee Gros? Ba Anes dis 150.00% Me ode | i Cat lll &IV Altig-Orlovic-Deley 98.37% 107.08% 183.33% 129.60% | Captain John Prater is the eighth president of the Williams-Zophin 146.7596 150.1896 88.8996 128.6196 Air Line Pilots Association, International or ALPA. Allan Jennings 122.5096 107.6196 111.1196 113.7496 The largest airline pilot union in the world, ALPA Imran Satti 105.7476 103.71% 106.25% 105.23% represents 53,000 pilots who fly for 36 U.S. and Simon Arias 96.24% 111.30% 105.56% 104.37% Canadian- airlines During -a 35-year career Prater CatV &VI Steven DiChiaro 104.11% 87.72% 140.00% 110.61% has flown various aircraft for passenger and cargo airlines. He is on the AFL-CIO's Executive Council and on the Executive Committee of its Transportation Trades Department. Currently a B-767 captain, Prater earned his bachelor’s degree in meteorology from Parks College of St. Louis University. Managing Agents Personal Producers PR Reps Name Codes Net ALP Name Net ALP Name eads iA Taina Lameko 41 $275,588 Marion Magat $54,620 Cat Chuck Hill 10,618 Actress Roberta Reardon is in her second term as Alex Roland 14 86,665 Amir Sedaghat 52,429 Rona Spano 5,286 the National President of the American Federation Sonny Gurney 20 64,064 Maria Rocha 50,475 Vivian Dwyer 4,976 of Television and Radio Artists and is a Vice John Collins 13 57,096 Omar Hashimi 48,151 Mark Gagliardi 3,548 President of the AFL-CIO. She also serves on the Mitch Duplantis 11 56,637 Lesina Ah Sue RD Donald Spohn 2932 Arts & Entertainment committee of the New York Roghie Hessen Log ae : Stephen Hill 20 $123,810 Steven Stensrud 43,533 Manon Brulotte 5,567 State Federation of the AFL-CIO. Reardon has held lornzoLameky 16 100,675 Robert Dunn 42,469 Suny Robinson 1,843 several local and national AFTRA offices and sits on Taina Lameko 16 64,791 Ryan Kendl 40,699 Michelle Korb 1,640 the AFTRA Foundation Board of Directors. She is Brett Gryska 8 60,833 Raymond Angeles 40,172 Karen Apgar Scholz — 1,409 National Chair of the Network Code, Television and Daniel Orr 10 57,880 Mele Bigg 39,967 Lisa Pletincks 1,149 Radio Commercials and Non-Broadcast/Industrial/ Elvis Obanor 39,204 Educational contracts negotiations. Kilisimasi Sega 13 $87,807 Pafuti Toleafoa 37,571 Catil Katherine Kidder 6,087 Theresa Setefano 10 68,056 Ross Ewen 36,119 Jason Beckman 3,014 Roberta Reardon Sita Pereira 10 62,227 Max Quasem 35,456 Tania Lipshamsymonds 2,265 William Smith 12 51,913 David Ramirez 34,801 C J Briggle 1,869 Peter Chung 3 34,324 Theresa Bellajaro 34,158 Brian Ryan 1,837 The woman to hold the second highest position in Terrence Asuncion 33,568 the labor movement is AFL-CIO Secretary-Treasurer Simon Rolland 7 $53,152 Taumaoe Maligi 32,941 / Ken Altizer 6,336 Elizabeth "Liz" Shuler. She formerly served as Rita Charles 6 47,321 Rocio Price 32,102 Jason Ihle 2,681 political and legislative activist for the International Serah James 10 41,639 Emily Langthorn 2,176 Brotherhood of Electrical Workers (IBEW) and was Vaaufiao Robertson 3 31,576 Stephen Castleman 2,065 / Nicole Johnson 2 25,316 Steven Orcherton 1,947

executive assistant to IBEW President Edwin D. Hill. Shuler worked for six years in Washington as an international representative in the IBEW's Political/ Legislative Affairs Department. She has also worked in California and Oregon. A graduate of the University of Oregon, Shuler works for numerous women's and international causes.

PLEASE NOTE: All figures are Contest to Date beginning October 1, 2009 and ending March 31, 2010.

Retention is required for qualification. However, the results listed are for the top producers in each category irrespective of retention to show who is in the running in case their retention improves. Full qualifications can be found at www.ailife.com/arc/spotlight.aspx and www.nilife.com/arc/spotlight.aspx

6 Spotlight December 2009 Bl My Life... Elizabeth Shuler

My Life... B Spotlight December 2009 7

im Anniversaries

26 Years of Service Mark Hancock, SGA

20 Years of Service Brett Hulme, PR

18 Years of Service Judy Hinz, RGA

16 Years of Service Earle Harris, Agent Larry Williams, Agent Jenny Williams, PR

11 Years of Service Ruben Soberanes, Agent

10 Years of Service John Franklin, RGA

8 Years of Service

Arnold lacoviello, Agent Larry Lozano, PR Christy Starr, Agent

7 Years of Service

Andrew Bishop, RGA Arthur Greene, MGA Mathew MacCannell, RGA

Karen McQuoid, MGA Denis St.Pierre, PR Dustin Venekamp, SGA

6 Years of Service

Justin Germany, Agent Ed Olfert, Agent

Amir Sedaghat, Agent

5 Years of Service

Sue Akers, PR

Heidi Diecedue, PR Sebastian Kazek, MGA Thomas Parker, MGA

T J Rowell, MGA

Anna Vaculikova, Agent

4 Years of Service Simon Arias, SGA Brandon Braun, MGA Mark Corkrean, MGA Bradley Ellison, MGA

Deborah French-Gorman, PR

Marilyn Gonzalez, PR Theodore Greer, Agent Garret Kun, RGA Melissa Losk, Agent Kelvin McDiarmid, Agent

. Teresa Guthrie _ Stefanos LeBrasseur

T m a L| Ke tes TE

ien Cuttance

Matthew Melhorn . Tibor Simon

. Daniel V Smith

Huihann Wee

> i Gregory Henderson

Jesse Jardine Amanda Johnson David Kellebrew Darren Kwong Curtis Moreland Marcus Noel James Raymond Joseph Teyssier Alan Weissen Marisa Willgruber

60%

GENERAL AGENT Tomeka Butler Thomas Carver Muhammad Chaudhry Lisa Hinton Summer Miller Ricky Newborne Casey Palmer Matthew Parks Ryan Richardson Joseph Rickard Rodney Smith John Young

3 Years of Service

Alberto Alcala, RGA Richard Blake, MGA Mario Andres Chavez, GA Blake Higuchi, MGA Jessica Ingerick, PR Michael McIntosh, GA Erin Moyer, MGA

2 Years of Service

Mina Afu, SA

Thomas Baeurich, RGA Dante Beasley, Agent Jason Beyer, SA

James Conley, Agent Robin Denham, PR Michael W Ellis, MGA Darron Hacker, GA

Larry Pereiro, MGA Jorell Washington, Agent Jamison Weatherspoon, MGA Michael Weeder, SA

1 Year of Service

Travis Ammann, SA Svetlana Astasheva, Agent Trish Baraghoush, MGA David Beard, Agent Cynthia Blowemiller, Agent

57.9%

GENERAL AGENT Christopher Freter Bryant Hendley Seth Holmberg Henry Ingraham Robert Kempner John Kubiak Jerckarra Page Chris Richmond Michael Schneider Charles Steele

55%

SUPERVISING AGENT Stephen Archer Angela Archie Charles Bosworth Joel Camacho Nicholas Collins Marivic DeLosReyes Michelle DeMoss Ruben Fuentes Cyndra Gather Jon Gillmore David Higa Michael Howell Tim King

Cara Lenard William Liles Ronald Montalvo Christian Napiza Ruby Parks Bryan Peters April Rodenborn Louis Roman Juan Sanchez Charles Stofko Kehea Stowers Kyle Wrobel

Chad Brown, MGA Adrian Bullens, SA Willon Charles, SA William Charnow, Agent Vishwamitra Chetram, GA Sangmi Choe, MGA

Zac Dajos, Agent

Asa Davis, SA Jonathan Davis, MGA Kevin D Davis, GA Mario DePinto, GA

Consuelo Dominguez, Agent

Bonnie Ellingson, PR Darlyne Exilus, SA

Vili Falefa, Agent Masofa Falefatu, Agent Jerid Ferranti, GA Steven Fletcher, Agent Austin Flowers, Agent Alan Garber, Agent Earl Gibson, Agent Judas Godina, Agent Danylle Guerrero, MGA Maria Hansen, Agent Melanie Hawes, Agent Hal Herman, RGA Serah James, SA Jesse Jardine, MGA Sherwyn Jeffrey, Agent

52.596

SUPERVISING AGENT Hasani Anderson Patrick Basque Myron Bea Svetlana Belkina Lorraine Chaney Robert Chobor Myrna Cosman Alesia Creason Gwendolyn Davis-Yancey Djenabou Diallo Nicholas Elcock Javier Esquivel Amosa Faamanu Michael Frank Michael Fulkerson Cortland Golightly Mark Graham Breanna Haller Fredrick Hamilton Troy Hill

Ben Hodges Candice Kemp

Neal Koleske

Frank Kolligian Paul Lawson

Eric Linerode Rebecca McDowell Jacqueline McHugh Jonathan McKay Vladimir Moskovenko Joseph Quintons Malcolm Redd Kevin Reynolds Lisa Richardson Shongaia Robinson Zbigniew Stankiewicz Peter Stay

Sherri Stoklasa Vicky Williams Amanda Wolfgang

Neree Jones, Agent Ryan Kendl, MGA Timothy Kieran, MGA Yennhi Le, Agent Wander Lima, Agent Charlene Losse, SA Matthew Maldonado, PR Visham Mohip, SA Jose Morel, SA

Jean Moser, Agent Tony Nguyen, MGA Nathanael Noel, Agent Joshua Olin, RGA Mario Rodriguez, Agent Joey Sales, Agent Rafael Sawin, SA

Amr Shater, SA

Lily Shipley, Agent Danielle Swehla, Agent Juanita Too, Agent

Lou Utumapu, SA Brian Walker, MGA Brian Wallace, SA Debra Walton, SA

2011 Convention .......«

Salsa with South Florida flair add up to a hot and spicy atmosphere for the 2011 Convention in the heart of magnificent Miami Beach. This is an event you definitely will not want to miss! Whether you desire some relaxing peace and quiet beneath tranquil blue skies or crave the pulsating action of Miami night life, the Fontainebleau Miami Beach Hotel is the resort for you! The 37-story complex is only three miles from famed South Beach. Its 22 scenic acres nestled beside the Atlantic Ocean boasts towering luxury accommodations, breathtaking views, 11 world class restaurants and night clubs, a deluxe spa specializing in thermal treatments, an oceanfront pool complex with private cabanas —all sure to please the most sophisticated traveler. Recent renovations retain the best features of Miami Beach's glamorous golden era while adding the most contemporary and high tech amenities for 21st Century visitors. It’s a getaway destination you won't soon forget!

Qualification Requirements

Career Agents

Write $80,000 of Net ALP as of December 31, 2010 AP&P report. For Career Agents contracted less than one year, the Net ALP will be prorated based on number of months contracted after the 6th month. Individual Producers can also qualify by writing $100,000 of Net Annualized Premium as of December 31, 2010 AP&P Report. This includes Career Agents, SAs and GAs.

Supervising Agents

Write $80,000 of Personal Net ALP as of December 31, 2010 AP&P report or write $126,700 of First Six Months Agent Production Net ALP. The SA must also have at least 1 active First Six Months Agent as of December 31, 2010. Can qualify on Pro-Rated basis if contracted less than 1 year.

General Agents

Write $80,000 of Personal Net ALP as of December 31, 2010 AP&P Report or write $126,700 of First Six Months Agent Production Net ALP. The GA must also have at least 2 active First Six Months Agents as of December 31, 2010. Can qualify on Pro-Rated basis if contracted less than 1 year.

~ MIAMI-

Fontainebleau Resort -

= = = - - =

= =

For full qualifications go to: www.ailife.com/arc/spotlight.aspx

Master General Agents

Have $253,400 of First Six Months Agent Production Net ALP and have at least 4 active First Six Months Agents as of December 31, 2010. We will allow any combination of Personal and First Six Months Agent Production Net ALP that add up to the total production requirement. Can qualify on Pro-Rated basis if contracted less than 1 year.

Regional General Agents

RGAs must have two MGAs who qualify for convention under the MGA guidelines. Alternatively, an RGA can qualify as an MGA with his/her own MGA agency production.

State General Agents Must meet YTD SGA standards as of December 31, 2010.

Net to Gross and Retention (All Levels)

To qualify, all levels with a contract date of 4/30/10 or before must have at least a 68.0% retention rate. All levels with a contract date of 5/1/10 or after must have at least a 7896 net to gross. The NTG and Retention rates shown in the qualifiers December 2010 AP&P report will be used in determining qualification.

Marketing Specialists & Public Relations Representatives Obtain 17,500 Card Credits. ROOKIE (Reps with 2009 Hire Date): 13,000 Card Credits. ICEBREAKER (Reps with 2010 Hire Date): 6,500 Card Credits. For all categories: Qualification is based on cards generated in 2010. Original (ORIs/ ADIs) will count as double credit. CE (event) leads count as % credit.

Public Relations Managers

PR Managers can qualify one of two ways: 1) Total PR Manager Bonus paid for the year is equal to or greater than 20% of PR Manager's base salary. 2) Three Reps in PR Manager's hierarchy qualify for convention.

Qualifying for the convention entitles one to attend only if he or she is an active American Incomer or National Incomer at the time the Convention is held. In other words, there is no monetary equivalent related to having

qualified for the Convention. No substitutions or transfers are permitted. Please note individuals on Red Watch cannot qualify for convention.

Please remember that expenditures for the Qualifier and the spouse/guest will be included in the Qualifier's taxable income for the year.

y On Nov. 18, Roger Smith

B had the honor of accepting the Eleanor Roosevelt Human Rights Award by the American Rights at Work organization, a labor advocacy and policy organization

i WARDS CELEBRATION bargain collectively.

Roger accepted the award on behalf of the Business Leaders for a Fair Economy, an organization which he chairs. Roger has played a tremendous role in growing the group to a coalition of more than 1,700 business owners and executives supporting the Employee Free Choice Act.

Debbie Enstedt

Vice President of

"Smith has helped shape the coalition's efforts to pass the Public Relations Field Operations

Employee Free Choice Act," according to the American Rights at Work website, which called Roger “a longtime ally for Roger Smith and David Bonior with nationally-renowned working families. commentator, writer, speaker and author Jim Hightower (center)

The award memorializes the former First Lady and United

Nations ambassador. Mrs. Roosevelt helped pass the United :

Nation's Universal Declaration of Human Rights, which Reflections from the Award Ceremony says in part, "Everyone has the right to freedom of peaceful

assembly and association and the right to join trade unions."

There are times in life when we must make a stand. Roger is understands that a union contract puts more wages into the Other 2009 award recipients were actors Richard Schiff one of those leaders who clearly chooses to stand on the side pockets of workers. l'hose increased wages are an essential and Bradley Whitford, EFCA advocates best known for their of working families, and he has the audacity to ask others to do component to creating healthy communities. roles on the “West Wing" television series; and former the same. AFL-CIO President John J. Sweeney. They were honored Here at American Income Life, we all have the opportunity to at an awards celebration held at the National Museum of This year, Roger helped found and chair a 1,700-member live in shared prosperity. It is demonstrated in the bonuses the Women in the Arts in Washington. coalition, Business Leaders for a Fair Economy. This coalition Company pays to the agency force! That is real money for real of entrepreneurs, business owners and leaders has countered people and true shared prosperity. The award is in its fifth year. Roger joins the ranks of the myth from Big Business that the business community is previous recipients including AIL/NILICO founder Bernard opposed to the Employee Free Choice Act. 'To see Roger on the same stage with John Sweeney, retiring Rapoport, Danny Glover, Studs Terkel, and the Harley- President of the AFL-CIO, as they were both honored for their Davidson Motor Co. Roger led the way as the first business leader to publicly support commitment and service to working families was the highlight EFCA, providing the impetus for others to step up and speak of my career! I have never been as thrilled to be an American Congratulations, Roger! And, thank you for your leadership out for workers’ rights. Business leaders across the country Incomer as I was on the night of November 18, 2009. promoting EFCA and for your tireless efforts to improve the became active in community roundtables, lobbying members lives of working families. of Congress, attending national and state press events and Roger reminds each of us how we must continue to choose a contributing their voice in letters to editors and op-eds. This side. He is on the side of working families. I am on his side.

voice has been heard.

On November 18, Roger was awarded the prestigious Eleanor Roosevelt Human Rights Award for his leadership with Business Leaders for a Fair Economy. Roger's message has been loud and clear: in these treacherous economic times, it is imperative that workers and employers find common solutions to sustain business and create healthy communities.

Roger lives by his words that employers and workers should share in the prosperity they create together. He

— am ee PRIA Roger Smith with Richard Trumka, President of AFL-CIO David Bonior, Chair of American Rights at Work, with the Business Leaders for a Fair Economy:

Diana Ortiz, Roger Smith, Darren Horndasch and Damien Miller

IceBiigaker

November Production

YTD Production

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Omar Hashimi Amir Sedaghat Lesina Ah Sue Tibor Simon Mele Bigg

Mary Ann Gaelic Eriteta Tauraoi Robert J Dunn Raymond Angeles

Maria Rocha

Kevin Appasamy Theresa Bellajaro Omarh Torio Erez Shabtay Max Quasem Taumaoe Maligi Pafuti Toleafoa Manu Manu Akbar Hosseini David Ramirez Pati Lesatele

Rocio Price

$31,371 27,642 27,189 23,848 23,274 22,846 22,833 22,370 21,793 21,336 20,583 20,291 20,046 8,971 8,760 8,524 8,453 7,976 7,974 7446 17437 17231

Net to Gross

Retention

Bobby Gujral Kilisimasi Sega Hyungjun Kae

Lorenzo Lameko

Kilisimasi Sega

Daven Hermosura

Ernesto Magat

Christopher Clark Ernesto Magat

Zeve Katz

Stephen Hill

Ben Halali Ben Halali Karen McQuoid

Sarai Castenon

ALL TIME RECORD: STEVEN STENSRUD $71,391 Net ALP

Lesina Ah Sue Omar Hashimi Robert J Dunn Max Quasem Maria Rocha Brock Lampee Amir Sedaghat Elvis Obanor

Erez Shabtay Raymond Angeles Lily Tchen Zachary Hart Ross Ewen Robert Ulreich Steven Stensrud Kevin Ishikane Amy Shui Mary Ann Gaelic

Freida Yakubov

Samson Adelufosi

$209,143 207,638 205941 201,794 185,182 175,290 175,073 171,528 161,813 161,150 59,735 55,306 51,189 51,119 49,379 48,843 48,439 47 436 41,510 32,486

83.5 84.7 85.6 87.2

79.1 83.7 83.3 87.0 80.3 90.3 76.6 85.5 88.3 70.9 81.0 90.6 694 733]

Kilisimasi Sega

Ernesto Magat Matt Pflueger Bobby Gujral David Hausman Zeve Katz

Daven Hermosura

David lriye

John McGrath Daven Hermosura

David Ackerman

Scott Hanna

David Hausman

ALL TIME RECORD: ROGHIE HASSAN LOO $367,548 Net ALP

Jatoft-Foti Altig-Orlovic

Steve Friedlander Altig-Orlovic

Steve Friedlander Steve Friedlander Steve Friedlander Surace-Smith Altig-Orlovic Jatoft-Foti Altig-Orlovic Altig-Orlovic Jatoft-Foti Cohen-Cohen Cohen-Cohen Steve Friedlander Steve Friedlander Steve Friedlander Jatoft-Foti Jatoft-Foti

Steve Friedlander Jatoft-Foti

Steve Friedlander Jatoft-Foti Surace-Smith Cohen-Cohen Jatoft-Foti Altig-Orlovic Altig-Orlovic

Eric Giglione Cohen-Cohen Altig-Orlovic Cohen-Cohen Alt-Orl-Deley Scott Rehberg Jatoft-Foti Altig-Orlovic Altig-Orlovic Eric Giglione Steve Friedlander

Williams-Zophin

ic Giglione

November Production

Serah James Simon Rolland Lesina Ah Sue Rita Charles Tania Tikitiki

War am SS

ALL TIME RECORD: LORENZO LAMEKO $78,033 1st Six Mo Agt

ALL TIME RECORD: LORENZO LAMEKO $81,207 Net ALP

1st Six Mo Agt

$68,233 59,916 52,833 44,798 38,883

$73,727 63,684 80,023 62,273 48,590

Net to Gross

97 99

100

Retention

Taina Lameko

Stephen Hill ill ill

Stephen

Steve Friedlander Steve Friedlander Steve Friedlander Steve Friedlander

Steve Friedlander

YTD Production

*, Michael Romeo Lesina Ah Sue Serah James Dawn McElwain Tania Tikitiki

Uu gm CO dy

$237,339 219854 185,837 150,264 134413

$360,032 342,876 220,080 258,842 189,463

99 92

78.6

Vad

Raymond Risucci Stephen Hill Taina Lameko Hal Herman

Stephen Hill

ALL TIME RECORD: LORENZO LAMEKO $289,373 1st Six Mo Agt

ALL TIME RECORD: MARY ANN GAELIC $443,893 Net ALP

Oldham-Bianchi — Steve Friedlander Steve Friedlander Oldham-Bianchi

Steve Friedlander

November Production

Kilisimasi Sega

Karen Gagarin Sita Pereira Theresa Setefano Peter Chung Seth Raymond Nicholas Rice Adam Zlupko

Jose Harb

Sy Wer jov Cw (ox. AV po» D JH R2

Alex Hernandez

1st Six Mo Agt

$165,512 88,564 87,888 74641 38,737 33,071 31,763 31,738 30,492 29,881

$223,453 114716 99,069 114,290 56,645 42,850 38,736 35743 60,218 30,541

Net to Gross

E»

Retention

ALL TIME RECORD: SITA PEREIRA $244,444 1st Six Mo Agt

ALL TIME RECORD: SITA PEREIRA $286,946 Net ALP

Stephen Hill Ernesto Magat

Lorenzo Lameko Sarai Castanon Stephen Jubrey Patrick Bendure Kasali Kotun Ben Halali

Desi Dimitrova

Steve Friedlander Jatoft-Foti

Steve Friedlander Steve Friedlander Jatoft-Foti Oldham-Bianchi Surace-Smith Williams-Zophin Jatoft-Foti

Allan Jennings

YTD Production

Sita Pereira *2. Kilisimasi Sega *3. Karen Gagarin *4. Jay Meyer *5. Phillip Jenkins 6. Jose Harb 7. Aaron Parks 8. Theresa Setefano 9. Jerid Ferranti 10. Seth Raymond

$1,113,838 $1,398,526

832,530 670,049 366,445 298,197 293,476 275,880 2/2 2519) 251,830 248,312

1,069,216 744,935 495,903 412,293 496,188

372,124 471,763 274,396 334,323

Stephen Hill Ernesto Magat Brett Gryska Jamison Weatherspoon Ben Halali

Justin Adams Lorenzo Lameko Sarai Castanon

Stephen Jubrey

ALL TIME RECORD: TAINA LAMEKO $1,319,496 1st Six Mo Agt

ALL TIME RECORD: TAINA LAMEKO $1,522,976 Net ALP

Steve Friedlander Steve Friedlander Jatoft-Foti Oldham-Bianchi Surace-Smith Jatoft-Foti

Simon Arias

Steve Friedlander Jatoft-Foti Oldham-Bianchi

November Production

YTD Production

November Production

1st Six Mo Agt

Stephen Hill $250,960 Ben Halali 114,013 Ernesto Magat 83,477 Hal Herman 73,251 Stephen Jubrey 72,805 Ryan Hall 57,871 Patrick Bendure 55,060 Karen McQuoid 54,808 Brett Gryska 54,122 Kasali Kotun 46,170

$410,573 238,655 109,629 133,066 102,616 67,615 117,894 60,254 91,238 75,540

Net to Gross

ALL TIME RECORD: JEFF RIBMAN $326,483 1st Six Mo Agt ALLTIME RECORD: STEPHEN HILL $410,573 Net ALP

. Stephen Hill $2,253,050 Ben Halali 1,349,857 Ernesto Magat 661,770 Brett Gryska 658,874 Stephen Jubrey 650,666

Patrick Bendure 524,556

. Justin Adams 516,565

arjeet Rana 511,295

al Herman 492,526

Ryan Hall 454,908

$2,992,450 2,142,086 761,010 993,494 965,559 1,126,509 622,979 1,126,345 975,738 485,991

Retention

Steve Friedlander Jatoft-Foti Jatoft-Foti Oldham-Bianchi Oldham-Bianchi Laura Fisher Surace-Smith Steve Friedlander Oldham-Bianchi Williams-Zophin

HOT NEW RECORD

ALL TIME RECORD: JEFF RIBMAN $1,802,351 1st Six Mo Agt

ALL TIME RECORD: PAUL RUMBUC $2,168,283 Net ALP

" o < [e] = E Wn m n

. Taina Lameko $623,266 Ben Halali 239,403 Sonny Gurney 137,128 Brett Gryska 126,927 Michael Vasu 114,068

ALL TIME RECORD: TAINA LAMEKO $623,266 1st Six Mo Agt

$890,826 426,596 318,104 193,854 263,761

ALL TIME RECORD: TAINA LAMEKO $890,826 Net ALP

YTD Production

. Taina Lameko Ben Halali 2,381,320 Sonny Gurney 1,720,468 Brett Gryska 1,325,366 Michael Vasu 131 11/035

$3,907,601

Net to Gross

Steve Friedlander Jatoft-Foti Jatoft-Foti Oldham-Bianchi Oldham-Bianchi Surace-Smith Simon Arias

Imran Satti Oldham-Bianchi

Laura Fisher

Retention

Steve Friedlander

Jatoft-Foti

Paul Rumbuc

Oldham-Bianchi

Surace-Smith HOT NEW RECORD

HOT NEW RECORD

pes

PR Managers of the Quarter

$5,385,257

3,337,288 31521892 1,979,343 2,597,364

ALL TIME RECORD: JIM BIANCHI $1,989,902 1st Six Mo Agt ALL TIME RECORD: JIM BIANCHI $4,570,094 Net ALP

Steve Friedlander Jatoft-Foti

Paul Rumbuc Oldham-Bianchi

Surace-Smith

PR Director of the Quarter

Rachelle Valdez

Ld *

b X

3. Denise Gilbert

> -3

" y

E H

ae m"

Production SGA/Director

P 3 Mgr 1. Malka Arony + 11,461 Rachelle Valdez i $ 2. Linda Stadtler +7,104 Tim Farr E 3. Denise Gilbert 4- 6,205 Laurie Onasch

| 5 1. Susan Gilbert 4,430 Chicago/Laurie Onasch

| £ 2. Viki Farr 3,879 Michigan/Tim Farr

| $ 3. Brenda Di Somma 3,392 New Jersey/Tim Farr

| 4. Vivian Dwyer 2,536 Virginia/Patti Morgan

| 5. |rene Rurycz 2,121 Ohio/Tim Farr

Il 1. Denis St. Pierre 2,749 Quebec/Daryl Barnett

| 2. Robin Andrade 2,514 Massachusetts/Susan Kelleher 3. Amanda Mlinaz 637 HO Orlando/Patti Morgan 4. Hether Adams 609 Austin 5. Lisa Pletincks 598 HO Orlando/Patti Morgan

Ill 1. Katherine Kidder 4,212 Pennsylvania/Tim Farr

2. Tania Lipsham-Symonds 2,218 Steve Friedlander 3. Leo VanDenBussche 1,892 Manitoba/Jacqueline deVooght 4. Bonnie Ellingson T2 Minnesota/Jacqueline deVooght

| 5. CJBriggle 1,136 Arizona/Rachelle Valdez

| IV 1. Ken Altizer 4,935 West Virginia/Tim Farr 2. Darrell Dorey 2,841 Maritimes/Jacqueline deVooght 3. Ryan Denny 1,788 Manitoba/Jacqueline deVooght 4. Lori Vaughn 1,548 Oregon/Laurie Onasch 5. Kate Langthorn 1,342 Hawaii/Daryl Barnett

| ALL TIME PR CARD PRODUCTION RECORD: 18,960 Cards

= ==! — = = a s Em "N EE EE

*1. Mark Gagliardi 23,340 Jatoft-Foti

ic t *2. AIWall 22,479 Toronto/Jacqueline de Vooght E Larry Lozano 17:235; Jatoft-Foti

| E 4. Susan Gilbert 17,048 Chicago/Laurie Onasch = 5. Rona Spano 16,904 Chicago/Laurie Onasch

Robin Andrade Massachusetts/Susan Kelleher

25,039

*2. Jessica Ingerick 10,987 District of Columbia/Laurie Onasch 3. Denis St. Pierre 8214 Quebec/Daryl Barnett 4. George Farenthold 7,875 Oldham-Bianchi

Manon Brulotte 7,284 Quebec/Daryl Barnett

Katherine Kidder Pennsylvania/Tim Farr

*2. Leo VanDenBussche 13,982 Manitoba/Jacqueline de Vooght Cheryl Cook 12,990 Pennsylvania/Tim Farr 4. Michelle Baxter 9241 Indiana/Tim Farr

William Verbeten Joe Manone

Ken Altizer West Virginia/Tim Farr

*2. Darrell Dorey 20,083 Maritimes/Jacqueline de Vooght 3. Paul Winslow 16,534 St. Louis/Patti Morgan 4. Sue Akers 13,605 Nebraska/Rachelle Valdez

Kate Langthorn ALL TIME PR CARD PRODUCTION RECORD: DENISE BOWYER 61,879 Cards

Hawaii/Daryl Barnett

a State General Agents

Durhon _ Jim Oldham Bianchi CATEGORY | CATEGORY |

. . Steve Friedlander CATEGORY II

Imran Allan Satti Jennings CATEGORY III CATEGORY IV

Steven DiChiaro CATEGORY V

Spotlight December 2009 = My Life...

November Production

YTD Production

Category

Name

Jatoft-Foti Oldham-Bianchi Surace-Smith Cohen-Cohen Steve Friedlander Fred Hadayia Simon Arias

Imran Satti

Allan Jennings Furer-Whittinghill Travis Moody

Jatoft-Foti Surace-Smith Oldham-Bianchi Cohen-Cohen Paul Rumbuc Altig-Orlovic Steve Friedlander Josh Chalom

Fred Hadayia Simon Arias Alt-Orl-Deley Imran Satti Furer-Whittinghill Scott Keeney Mark Hancock

Net to Gross

Category IX SGAs must be in this category for a minimum of 6 months to compete for YTD awards.

Net ALP > c [e] . 2 a a. m B - a [e] c =x =x = p vU U [9] £ Z Z &

$691,586 $455,000 522,358 375,000 702,058 520,000 348,961 338,000 1,187,769 238,000 261,703 230,000 238,753 208,000 211,464 195,000 175,081 160,000 138,736 134,000 80,875 78,000

70.9 $6,942,430 $5,005,000 7213 7,547,225 5,720,000 75.5 5,245,723 4,605,000 76.2 3,944,998 3,718,000 Vd 3,771,870 3,562,000 740 19,115,566 18,590,000 70.2 7,054,525 2,618,000 68.7 2,595,262 2,420,000 (995 2,484,041 2,425,000 68.0 2,851,270 2,288,000 75.0 2,857,676 2,310,000 70.3 2,414,663 2,145,000 72.5 1,333,645 1,474,000 76.2 1,207,987 1,430,000 69.1 1,220,739 1,529,000

My Life... ^ Spotlight December 2009

Spotlight December 2009

My Life...

Quit Paper.

Learn how soon!

More details to come.

Scott Smith

Executive Vice President & Chief Marketing Officer

Got The Plan Done?

As you read this, and we together take on a new challenge called “2010,” no doubt you have your goals set and your plan to achieve them completed.

But how good is a plan laid out at the start of the year if reality says we seldom refer to it as the year progresses? This year, keep one piece of advice in mind: The difference between success and failure may be your resolve to stick to your plan long enough to win.

I recently read a statistic that 70% of all New Year’s resolutions don't make it until the end of January. The intent of the resolution is good, but most people don't stick to their resolution long enough to make it a habit.

The same process happens in personal goal achievement. We have wonderful goals and brilliant strategies to achieve them. Yet, the single greatest reason we fail is that we stop referring to the plan which originally provided the motivation we need to pursue our goals on a daily basis.

Lacking the discipline to execute your plan is a losing proposition. You want to win. You are far more apt to achieve your goals and be victorious if you stick longer to your original strategy and give it an opportunity to prosper than you are if you create a new strategy. Adhering to your original strategy is key. Let's call that Goals Adherence.

How do you achieve Goals Adherence? There are three prime components to goals adherence. They are focus, competence and passion. Each of these three components is absolutely essential to create the focus necessary for you to adhere to your plan.

Focus is essential to prioritizing. Focus connects actions to goals. Maintaining focus keeps you constantly doing the things in your plan that you once believed were essential to achieving your goals.

Competence is the bedrock to adherence. Competence represents your ability to intelligently execute your plan. Competence drives sustained execution of your strategy.

Passion is the final component necessary to adhere to your goals. Passion is the most common characteristic of high achievers. Having passion provides the energy and motivation to take the actions critical to goals achievement.

So you have a goal. And you develop a blueprint, a plan to achieve your goals. But you must adhere to the plan. And adhering to the plan can only be achieved by possessing the proper balance of focus, competence and passion.

It’s early in 2010 by the time you read this. I'm asking you

to please put your goals in writing, and make a note of what actions you must take in order to achieve your goals. That’s just the start, and in fact Id like to think it's something you have already done. But what will separate this year from last, and potentially goals achievement from failure, will be the focus, competence and passion with which you continually motivate yourself by executing your plan with the excitement with which you wrote it.

Let's have a great 2010!

My Life... W Spotlight December 2009 19

The Lincoln Center for Performing Arts is a 16.3 acre complex of buildings and serves as the home of 12 arts organizations.

i WE. Hii

2010 Convention: May 16-19

Stay at the Sheraton New York Hotel & Towers For complete Convention Qualifications, go to: www.ailife.com/agency/spotlight/maingtl.htm

Leadership

Qualifier Bonus

$30,265.88

Ben Halali Stephen Hill Wayne Fader Ernesto Magat Stephen Jubrey Lorenzo Lameko Hal Herman TJ Powers Brett Gryska Karen Gagarin Patrick Bendure Harjeet Rana Daniel Orr

. Kevin Davis Kraig Jilge Garret Kun ‘Thomas Vena justin Adams Michael Vasu Matt Flores "Tiffany Roland Bobby Gujral Doreen Ryan-Foti Samuel Cohen James Aalders Sarai Castanon

Jamison Weatherspoon

Kasali Kotun Rudi Camenzind Raymond Risucci David Wang John McGrath London Burnett Kilisimasi Sega Johnathon Bunch Pamela Ladd Jose Harb

David Hausman James Cunningham Karen McQuoid Harmandus Buckle Byron Paz

Eric Cochran Zeve Katz

James Allen Wade Humphries Allen Nelson Ryan Vopat Daniel Phares Robert Vincent

1 @ November 2009 Bonus

us. i Total: $647,887.03

Qualifier Bonus

$3,293.48

Marcus Howard Eric Brown

Kellen Cuttance Bradley Ellison Phillip Humbel Matthew Melhorn Michael Boyer Rodney Ward Samantha Chui Sara Welch

Craig Beck William Smith Ryan Hall

David Iriye

Simon Rolland Noel Ables

Seth Raymond Renee Anderson Levar Morgan Michael McJunkins Steven King

Serah James Eunsook Kang Denice Copp Lesina Ah Sue Humberto Quintero Richard Barbour Peter Chung Steve Surace Maxine Moody Gregory Williamson T J Rowell

Tania Tikitiki

Jay Meyer

Michael Sheets Otari Bater

Sita Pereira Richard Blake Robert Gerdes Arthur Greene Kenneth Greer Mark Corkrean Yvonne Zarathustra Gevorg Yanukyan Alan Silverman Derek Wiens Michael Bromberg Sharif Grays Kevin Burton

Beth Snow

3,234.10 3,122.19 3,055.83 3,023.51 2,990.17 2,935.13

Chad Brown

Desi Dimitrova Michael Romeo Willon Charles Arnold Pacleb Wes Elder Jeremy Harbin Tracy Haden Jarred Sykes Michael van Delft I-Perfection Harris Daven Hermosura Nicholas Rice Mark Bleier David Gombkoto Theresa Setefano Curtis Moreland Darron Hacker Christopher Fernan Cassaundra Gordon Timothy Cruise Adam Zlupko Aaron Parks Zachary Hart Javier Sandoval Marcus Noel Darren Miller Brandon Teter Rita Charles Anthony Theriault Hyungjun Kae Justin R Smith Natalie Linker Mitch Duplantis Brent Arbour Renee Jeffries Joseph Rickard Brian Schreiter Phillip Jenkins Nicole Johnson Jacob Arias

Mario DePinto ‘Thomas Craig Katrina Poloaweir ‘Thomas Baeurich Francis Cawley Moswen Taylor Henry Ingraham Amanda Beyersdorff Jerry Sullins

Quailifier Bonus

$1,668.28

1,641.64 1,625.25 1,616.31 1,588.40 1,571.08 1,558.36 1,557.51 1,556.78 1,551.43 1,549.03 1,525.51 1,521.61 1,509.58 1,492.09 1,487.35 1,442.39 1,429.84

. 1,424.34

1,415.49 1,407.46 1,397.89 1,392.61 1,374.46 1,332.39 1,323.71 1,303.10 1,301.24 1,300.60 1,290.10 1,277.91 1,268.65

Qualifier Bonus

Barbara Corigliano Kristin Mueller Dorian Oldham Haoyu Xu

Clifford Mekelburg David Ackerman Anderson Sooknanan Adrian Moye Richard Correa John Sparby Andrea Nichols Daniel Hartwig Nicholas Wolle Brandon Cooley Christopher Freter Katharine Sealscott Charles Allen

Alex Hernandez Colin Lyse

Maria Lealaiauloto Ryan Richardson Maryna Danielian Nicholas Engrav Timothy Watson JoAnne Marks Bradley Weigand John Young Thomas Reagan William Parmeter Brett Engelson Candace Engelson Ryan Neel

Roger Weisman Curt Snow

Mark Gorman

Eli Pierce

Norbert Medina Christopher Feiner Ryann Vassallo Nicole Johns Vaaufiao Robertson Josh Wheeler Sanele Lafaele Johnathan Olsen Josh Juggassar Marlin McKinney Danny Smith Ryan Tucker

Elizabeth Montgomery

Tim Schroeder

$977.12

975.62 966.07 963.80 948.23 944,98 938.28 930.02 917.46 913.30 904.13 896.79 890.85 888.25 880.90 878.81 866.96

“All qualifiers listed achieved at least $200 in honus totals

Mark Beckford Jessica Wilhite Ryan Bisanz Tracy Thomas-Shell Don Tong Stephen Moore ‘Todd Sahm

Erik Graham Alan Weissen Matthew Ho James Cummings Thomas Bryant Juan Cardona Sebastian Kazck John Serrano Lleison Martinez Daniel Umbertone Alba Wandurraga Rajeev Arora Malorie Bartlett Joseph Hedborn Larry Pereiro Dmitriy Kagan Jeff Lamar

Scott Hanna Brenda Hadayia Summer Miller Darren Wolf Casey Kunash Sean Lacroix Brian Walker Brandon Braun Volodymyr Derevyanyy Rodney Chaney Robert Black Christopher LaFond Charles Mickens Natalie Soboleva Patricia Lee Christopher Stephens Tasha Tucker Cathy Thompson Patrick Robitaille Jacqueline Reim Keith Bryant Carlo Bonifazi Eric Eun

Maria Esposito Tim Smith Adam Niman Lynn Jones

Ricky Rice Antonio Monica Loretta Ekeroma Jason Anderson Dan Rubio

Leadership

onus:

— Qualifier Bonus @ Qualifier Bonus

$653.39

650.51 649.81 648.25 642.02 636.44 632.85 628.59 627.05 625.49 617.93 608.60 603.28 602.66 598.47 595.19 594.53 590.82 589.02 588.57 583.73 574.76 567.81 560,48 557,30 543,79 537.90 537.35 537.12 536.36 533.43 528.73 528.68 528.48 522.29 521.85 521.57 516.19 513.24 511.43 506.97 503.98 501.21 500.40 500.28 496.77 496.12 486.82 486.19 483.92 476.39 474.92 473.52 470.99 456.55 455.66

2 B Novemher 2009 Bonus

Holly Cook Wayne Blumling Jerome Hill

Ariel Sanchez Kelly Yingling Russell Miller Nicholas Patterson Debra Hepp James May

John Viar Matthew Parks Wanda Draughon Jason Mayer Dominique Bertoncini Pauline Ruff Robert Drake Matthew Diulus Kathryn Chaisson Sally Wilson Robert Woodhouse Kevin Edwards Steven Young Richard Sprigg Perquida Osborne James Brenneis John Bacaron Michael Kyatt Michael Schneider Charles Steele Matthew Cisneros Dawn Holland Daniel Walton Joscph Uppleger

$452.97 451.85 451.40 449.96 446.22 444.94 443.62 441.21 438.20 435.13 434.30 423.73 421.43 415.50 413.50 401.97 396.53 394.50 390.50 387.93 383.31 382.37 381.57 380.76 378.72 377.71 374.77 370.09 368.37 361.25 358.08 351.52 342.93

LeTasha Truesdale- Pough 341.43

Damien Cannaday Susan Cooksey Christopher McFoy David Mellies Elias Hazen Robert Biser Steven Stensrud Jeffery Thiel

John Collins Nicholas Zangardi Miranda Dellinger Pablo Garcia Christopher Williams Gregory Easley Benjamin Greer Duanc Robertson Philip Abramovitz Harold Durana Joseph Flynn Matthew DeCola John Akers Christa Barfield

338.78 338.12 338.09 330.84 328.59 328.57 324.43 323.81 318.41 316.20 315.14 313.60 309.82 308.21 303.03 299.83 293.22 281.71 279.26 278.63 273.56 271.22

Demetrius Franklin James Reilly Loralec Vasquez Kevin Ishikane Veronica Lara Gerald Bledsoc Brent Morrissey Anthony Anderson Kyriacos Davis Nicole Magill

Rita Earl

Jerry Kust

Dustin Dunlap Nicholas Lorence Brenton Betts John Charlton Yehonatan Gross Christopher Keller Horace Johnson Craig Strompf Jerry Wheeler Timothy Vizeau Aaron Sarson Linda Jackson Michael C Williams James Senior Sharon McKee Regan Munro Andrew Bernstein Danicl Armstrong Marisa Willgruber Richard Lepis William Caraway Derrick Mason Cory Friedman

“All qualifiers listed achieved at least $200 in bonus totals

Total: $1,032 731.09:

^ ^.

Qualifier Bonus @ Qualifier Bonus Qualifier Bonus Qualifier Bonus

Omar Hashimi Robert J Dunn Lesina Ah Sue Tibor Simon Erez Shabtay Maria Rocha Ross Ewen

Lily Tchen Raymond Angeles Robert Ulreich Omarh Torio Mele Bigg

Elvis Obanor Henry Ingraham Max Quasem ‘Theresa Bellajaro Akbar Hosseini Kevin Appasamy Rocio Price

Amir Sedaghat Elias Hazen Terrence Asuncion Shahnaz Toloui Lydia Lozano Randoph Souliers Amy Shui

Brock Lampee Marsela Kresic Eriteta Tauraoi Samson Adelufosi Tiffiny Shim Sebastian Kazek Timothy Clark Richard Carter Ronald Trombetta Melissa Gilroy Alan Rosen

Rita Charles Christian Napiza Susan Bergh Philip Boubel Pafuti Toleafoa Howard Price Allan Munro Peter Davidson Ron Pavon "Taumaoe Maligi Steve Marker Amanda Thibado Victor Vicario Scott Hanna Amanda Beyersdorff Marion Magat Tilly Roebeck Phillip Montano Brian Welsh

3 m November Bonus

$6,117.38 4,999,34 4,038.53 3,794.75 3,632.75 3,376.64 3277.7 3,139.08 3,133.60 3,063.49 3,033.53 2,980.90 2,913.00 2,804.17 2,746.26 2,724.76 2,696.10 2,663.23 2,584.69 2,577.52 2,448.38 2,350.34 2,295.32 2,272.86 2,269.87 2,209.96 2,180.82 2,132.50 2,126.17 2,123.20 2,104.15 2,074.85 2,074.69 2,068.50 2,065.06 2,061.98 2,049.69 2,043.93 2,034.75 2,031.23 2,030.44 2,005.63 2,003.22 1,990.06 1,983.28 1,978.11 1,943.56 1,942.64 1,937.38 1,936.04 1,934.06 1,933.40 1,893.09 1,891.78 1,887.93 1,885.92

Francis Ifopo

Rita Haidinger Felicia Price

Alex Gonzales Sammar Migbel Andres Sylva Angelika Vassilieva Loretta Ekeroma Jesse Wise

Darrell Sarmiento Alanna Swenson Michael C Williams Dominic Palumbo Kevin Haines Stephen Perotti Kenneth Exum Zbigniew Stankiewicz Michael Matteo Marvin Chalwe Preston Osborn Daniel Pinschmidt Brandon Brown Barbara Stillwell Benjamin Eggen Keyra Montoute Eugene Kashkin Juan Reyes

Salima Abdin Kayla Chavez Joshua Lenix

Pati Lesatele Alexander McKenney Anne Powihongi Diane Carrion Harvey Griffin Brandi Hershey Hicham Elazhari Dustin Surace Zachary Hart Benton Tong Stephanie Novel Robert Drake David Ramirez Wei Zhou

Samy Jacques Mario Andres Chavez David Guzman David Fung

Jorell Washington Matthew Parks William Lee James Welsh Robert Simmen Christopher McFoy Keith Litterst Michael Weeder

$1,883.26 1,828.83 1,816.60 1,813.61 1,812.15 1,789.65 1,772.58 1,755.93 1,755.60 1,749.14 1,747.56 1,745.78 1,741.28 1,739.52 1,737.88 1,737.58 1,736.38 1,732.22 1,718.12 1,716.16 1,712.53 1,708.09 1,700.96 1,696.62 1,691.45 1,684.01 1,671.33 1,664.93 1,641.42 1,637.09 1,625.41 1,619.24 1,618.54 1,617.19 1,606.50 1,592.48 1,588.87 1,585.72 1,583.81 1,581.39 1,578.02 1,575.21 1,570.13 1,562.85 1,557.45 1,553.20 1,547.20 1,545.79 1,540.02 1,536.86 1,532.32 1,531.76 1,517.16 1,516.09 1,506.64 1,503.85

Daniel Potilechio Dawn Holland Edward Robertson Jun Ma

Siliva Fanolua Afuiva Vaai

Shelby Poston Michael Adams Muhammad Chaudhry Jaime Rozotto Wayne Blumling Steven Schnitzer Ryan Daly

Atta Saleh Anthony Christman Roger Weisman

Jose Hernandez Camargo

Catherine Brown Kelly McDonald Fritznel Octave Jacqueline Reim Phillip Jenkins Edgar Cerna

Ruth Setefano

Ben Liang

Sione Pouanga Mark Harhager Kaixun Yang Marisa Willgruber Samantha Chui Nicholas Wilt Michael McIntosh Kevin Edwards Meliame Mocakiola Atapana Faimalo Bryant Hendley Ed Olfert

Douglas Morhac Zach Luhr

Joey Sales

Cyndra Gather Mario Martin Steven Sparkes Rebecca Birdwell Lima Drysdale Shawn Reid Michael Silverstein Marivic DeLosReyes Stephanie Loch Dawn McElwain Brian Walker Scott Remmey Brock Bode

Kirby Hilderman Byron Scott Erickson Bencosme

$1,503.58 1,503.12 1,497.82 1,494.85 1,489.27 1,488.78 1,487.83 1,486.08 1,478.38 1,476.00 1,475.79 1,475.30 1,473.27 1,471.47 1,467.37 1,465.33 1,462.75 1,459.01 1,454.26 1,441.07 1,440.23 1,433.41 1,433.00 1,432.51 1,431.36 1,428.88 1,423.99 1,422.89 1,416.29 1,410.85 1,408.06 1,404.49 1,398.51 1,395.57 1,393.75 1,390.73 1,386.16 1,381.98 1,380.60 1,372.56 1,367.66 1,366.35 1,363.49 1,363.11 1,359.62 1,358.35 1,355.32 1,354.33 1,353.02 1,352.26 1,346.97 1,344.28 1,343.18 1,342.42 1,335.85 1,328.24

Jason Stein

Steven Stensrud Brian Ellison

Joey Kennedy

Kyle Wrobel Elizabeth Lo Helen Taylor Freida Yakubov Graeme Bollinger Benny McCarty Katie Massart Manu Manu Kuresa Nanai

Jake Conley Bernard Oliphant Toni Puamau Raphael Bouchereau Matthew Wilford Philip Anderson James Olp

Justin Kelling Mark Neilson Viliami Pole Daniel Kim

Joseph Uppleger Landon Thalman "Tania Tikitiki

Billie Mitchell Shelly Cullen Dante Ferrigno Samantha Serrano Patrick Basque Christopher Wren Dustin Kiss

Peter Kaplanis Michael Woo

Paul Snyder

Sally Wilson Dominique Bertoncini Daniel Johnson Jessica Santamarina Nicholas Thompson Jinzhou Zhao Amber Colp Deborah Agrifoglio Steven Rotherforth Ala Awad

William Munson Louie Gonzalez Maijargal Sukbaatar Antonio Salgado James Murphy Christopher Freter ‘Tract Omlor Anthony Fuller Naera Pomare

$1,328.19 1,327.51 1,326.32 1,317.23 1,315.81 1,308.72 1,304.64 1,302.68 1,300.20 1,299.96 1,297.98 1,295.40 1,294.65 1,294.35 1,294.19 1,291.63 1,288.89 1,287.97 1,284.29 1,281.80 1,278.67 1,271.41 1,265.43 1,261.23 1,261.13 1,260.52 1,258.20 1,254.06 1,249.69 1,245.16 1,245.10 1,242.48 1,242.21 1,241.54 1,235.51 1,233.88 1,221.96 1,220.96 1,216.65 1216.11 1,216.01 1,213.47 1,210.06 1,205.44 1,204.70 1,203.93 1,203.13 1,202.90 1,198.43 1,197.25 1,196.08 1,196.07 1,195.55 1,193.18 1,188.89 1,183.47

*MI qualifiers listed achieved at least $200 in bonus totals

H World's Greatest -

William Caraway Michael Mandella Amy Snow Connie Cortright Sandra Linse Matthew Ficarra Odilia Goulart Robert Barnes Bavon Sylvain "Tarryn Fredericks Larry Finch William Parmeter Jennifer Wehrle Jamie Strahl Ronald Montalvo Peter Kwiatkowski Christopher Reinarts Clinton Burnette John Viar

David Saez

Jesse Matthews Robert Black

Rob Speers Felicity O'Halloran Jamison Weatherspoon Krista Thieme Justin Germany Javier Esquivel Dawn Selden Otari Bater

James Reilly Danylle Guerrero Jerry Sullins

Ben Halali

Oscar Garcia Danny Smith Russell Miller Ellahe Vaziri Gary Slocum Vatapuia Vavau Timothy Cruise James Raymond Jermaine Gunter Herivelto Pereira Nathan Leininger Matthew Diulus Michael Quandt Mike Hudnall Feroz Rahman ‘Thomas Tulowiecki Michal Majewski Silia Kuka Djenabou Diallo Keith Broadnax Mike Thomas Ying Vang

Maria Lealaiauloto Diane Stevenson Yadollah Pourjalali Amosa Faamanu Scott Smith Danielle Riley Michael Lucarelli

1,182.48 1,175.99 1,174.15 1,172.94 1,172.16 1,170.03 1,160.92 1,159.74 1,151.03 1,150.24 1,150.05 1,148.58 1,147.37 1,146.09 1,143.49 1,139.64 1,135.62 1,135.62 1,132.27 1,126.61 1,124.75 1,115.78 1,110.20 1,102.18 1,102.15 1,099.45 1,096.96 1,094.33 1,094.24 1,091.02 1,087.14 1,087.01 1,083.32 1,080.08 1,079.87 1,079.51 1,078.16 1,077.91 1,077.57 1,077.22 1,077.08 1,077.08 1,074.95 1,074.62 1,074.21 1,074.01 1,073.15 1,070,40 1,067.84 1,065.27 1,060.56 1,059.06 1,057.62 1,055.71 1,053.97 1,051.96 1,050.43 1,048.80 1,045.36 1,044.57 1,041.19 1,040.18

4 Bi November 2009 Bonus

Melissa Hyland Fernando Silva German Viviano Amy Kelley Agatha Safford Bruce Viaje Lemlem Zerayesus Josh Juggassar Christopher Rocco Joshua Goldstein Hank Gordon Francis Cawley Brandon Schwed Rodney Barlow Clovis Chan Edward Harris Nathan Champneys Rosezita Niwha Tuakeu Nelio Anthony Balloutine Deanthony Hartman Juan Cordova Danielson Winterstein Nicole Magill Shirley Young Lester Evans Christopher Anenc Noelle Brown Faisal Kasuri Ramin Maghsoud "Tatjana Tikhonov Norman Lew David Jackson

Patt Johnson Melissa Losk Ashkan Faramarzi Earnest Loveless Robert Ford

Kyle Garman Jasmine Colon John Reynolds David Moir Duane Robertson Robin Hite

Joel Camacho Amanda Hitchings Jacob Pokipala Philip Abramovitz Sharon Brenner Richard Ronbeck Ronald Rennich Samuel Peacock Lynn Pell

Curtis Moreland Michael Scudder Preeti Sahgal Nicole Royston Joseph Lugo Christopher Chovanec Semi Halanukonuka Gleb Ostrovsky Matthew Girard Jerry Marion

$1,039.43 1,037.42 1,037.02 1,034.69 1,033.84 1,033.08 1,031.96 1,030.60 1,028.65 1,027.24 1,026.74 1,022.96 1,022.82 1,022.56 1,022.37 1,020.44 1,016.03 1,014.62 1,014.22 1,013.25 1,007.26 1,006.19 1,004.32 997.55 997.02 996.84 996.61 995.10 994.66 991.77 990.57 989.08 986.92 985.74 985.62 985.60 984.53 982.83 981.13 980.29 979.61 974.52 972.53 969.91 969.02 965.53 964.44 959.22 955.48 953.83 948,52 947.94 946.98 939,00 933.62 931.65 931.61 931.43 930.95 930,57 929.37 929.15 927.05

Kenneth Greer ‘Tyler Endicott Rachel Bryson Richard Cleveland Landre Clark Wayne Pearson Willetta Graves Sheleen Brzozowski Rodney Chaney Alvin Hagens Andre Fredericks Michael Harris Kuinita Bila Derek Golembeski Denise Ferguson Lucky Faaitiiti John Twymon Timothy Davis Josh Wheeler Danicl Crossley Debra Hepp Bradley Gray Carmelo DeCicco Demetrius Franklin Catherine Wilkie Danira Madrigal Bobby Gujral Jessica Stambaugh Mary Ann Gaelic Lynn Parker Samantha Lee Charles Stofko Gregory Hayman Amit Dogra Thomas Collinsworth Gerald Smyer Diane Johnston Laureena Giorgi Linda Byas

Ricky Rice William Liles

Xu Jia

Traci Peterson Bryan Brooks Sandy Jean

David Peebles Richard Coombs Peter Hudousek Daniel Taurisani Jerrell Coats ‘Terra Sainas Nicole Johnson Nicholas Maglieri ‘Timothy Bunfill Eboni Dunlap Lonnie Williams Michael Perkins Paul Lawson

Teri Vandegrift Candice Kemp David Higa Jeffrey Bailey Brian Johns

$924.40 923.55 919.08 918.37 917.36 916.76 916.20 914.44 912.75 912.39 912.16 909.75 908.46 907,45 905.12 905.01 902.78 901.76 899.82 896.78 894.77 893.33 893.00 892.24 891.62 889.90 889.59 889.26 888.55 888.21 886.41 884.46 884.37 882.49 881.41 878.66 877.32 873.04 872.71

"Timothy Raiford Jenae Aarons Ashley MeMurtry Robert Granzow Patrick Taylor Mickenzie Linse Travis Brock Dewey Lewis Rishi Shukla Nichole Poirier Nadine Reyes Mark Akler ‘Troy Hill Jacqueline Kabluyen-Mitchell Lytoni Brown

Kyle Milner Malcolm Redd Jennifer Mitchell Elizabeth McSweeney Michael Yip

Doris Aguilar Joaquin Santos Crystal Reeves Germaine Johnson Chena Blair

Vili Falefa William Wilson Fale Uisa

Emanita Pohahau Adam Kahn Jon Gillmore ‘Tien Nguyen Barbara Corigliano Stephen Plackis Lisa Richardson Matthew Turnquist Evelyn VanHouten Casey Cline George Fallowfield Anthony Leggett Christopher M Williams Autrina Shepherd Amylee Johnston Malorie Bartlett Ricardo Vera Gerald Mickie Sean O'Reilly Mark Bleier Heather Hewitt Andrew Kolbeck Donald Wold Michael Butts Tupulaga Fuaivaa Karolina Brandys Justin Haynes Brian T Mitchell Byron Chapuis Poshen Yang Sharif Carter Astrel Antoine Christopher Fernan Ericha Crawford Gregory Henderson

Qualifier Bonus @ Qualifier Bonis Qualifier "BOR | Qualifier Bonus

$1,182.77

$838.85 837.37 833.29 829.93 828.61 $25.46 824.84 822.17 $20.40 818.62 816.96 815.45 810.62 810.52 809.80 808,73 807.82 805.85 801.54 801.31 799.07 798.68 797.72 796.24 794.76 793.65 793.26 792.71 792.21 790.46 789.70 789.29 789.28 786.52 786.31 785.73 784.56 783.59 781.42 780.91 775.17 775.05 774.33 773.12 772.67 771.16 767.83 766.29 762.88 761.15 761.02 757.50 755.89 755.75 755.28 752.87 749.65 748.80 748.66 746.36 746.25 746.05 744.09

“All qualifiers listed achieved at least $200 in bonus totals

Qualifier Bonus

$741.85

Thomas Reed Amy Weimer Jordan West Craig Finnie Megan Yanolatos Harold Durana Alia Aslam Rosemarie Mau Wilma Bradford Stephen Laday Angela Knox Casey O'Neil Andrea Barenholtz Amelia Zeiger Justin Leskow Linda Jackson Natesha McCoy Shannon McFarlane Hensley Julius Rolando Jacobs Lina Lolo Jeremy Engrav Benjamin Foti Anthony Aquino Shelby Pamplin Ronnie Williams Daniel Sherman Sheila Ford Byron Nakagawa Horace Johnson Tina Tauave Maka Tonga Ryan Ward Christopher Jordan Marie Uisa

Kelly Yingling Antonio Woods Timothy Klatt Nathan Osborn Jacob Moyer Michael Camara Nikki Crosby Dustin Dunlap Thomas Detienne Marko Jankovic William Zulauf Tarah MacDonald Reynold Burrowes Cassandra Cyrius Mario Chavez Lafi Papalii

Ryan Liddiard John Roterman Natalie Wagner Gabriel Manzo Lindsay Lyon Lorraine Chaney Timothy Sypert Uputaua Muaiava Jeffory Churchfield Roxanna Bernal Scott Florin Yingkai Ma

741,65 741.02 740.37 739.98 737.67 734.72 732.52 731.35 730.75 729.37 728.07 725.34 725.23 724.50 722.29 722.22 721.49 718.93 717.66 717.17 717.02 716.92 715.39 714.95 712.13 710.64 710.41 708.89 708.88 707.11 704.14 701.32 700.87 700.86 700.36 697.38 697.28 697.14 696.66 695.60 695.37 694.25 693.40 692.20 691,21 690.11 689.98 689.62 688,71 688.64 688.62 687.27 686.68 685.83 683.19 681.90 680,92 680.88 675.54 675.06 673.27 672.46

Larry Dowse Ashley Sevier Maria Paukofe Tabita Neukirch Sharon McKee Jarrod Turner Tiffany Ramsden Rebecca McDowell Michael Nguyen Sharif Grays Robert Harvey Don Nash Denise Duckett Kimberly Riley Tammy Zagata Cheryl Rodriguez Rosita Faumui John Cramer William Charnow Tyler Stansell Kris Wong Alfred Brenner Toni Morris Lora Worster Sujata Kapadia Debra Williams Laura Abrams Mykola Sovtus Richard Sprigg Lota Luatua Jonathan Woelfle Kevin Miller Jillian Manning Mitchel Gale Shane Burns Stephen Landry David Benamati Michacl Peters Garrett Jones Frederick Hyde Dustin Pollock Jacqueline McHugh Gagandeep Klair Lauren Hamrick Stephanie Kies Gregory Myers ‘Tiffany Rovinski Robert Bacon Jacob Maughan Janice Dixon Sheila Murphy Stephen Oleszkowicz Nedelka McLean Ashley Atkinson Evan Wicklund Olin Taylor Rufus Cathey Derek Robb David Zinteck Aaron Bullard Lamine Diakhate

Chinda Vongkhampha

Jesse Jardine

$670.56

Kimberly Craig James Senior Alfred Taren Maureen Feeney Steven Edgell Emillaszio Klementis James Moland Marvel Coleman Brent Leathers Arthur Harris Ryan Schreiber Jennifer Holliday Oleni Pasene Victoria Almosara Michael Howell Kiet Truong Bubba Sosby Ramon Suarez Svetlana Astasheva Matthew Hartman Robert Smith Andrea Nichols Jonathan McKay Rache! Arenas Ryan Puvogel London Burnett Kevin Word

Peter Stay

Andrew Sheffield DaVonna Quernemoen David Steinhoff Rajeev Arora Arthur Claybon James B Miller Kristin Garramone-Hager John Billingsley Gabriel Feldmann Kevin Ishikane Stephanie King Jet Clark

Justin R Smith Boaz Arbel

Craig Strompf Angela Archie Roderick Dunn Jerry Moore Dustin Coulter Filipo Patau

Brian Sundberg Tiffany Cummings Dustin Klingebiel Heather Henderson Timothy Kieran Jewmekia Morton Bradley Little Lawrence Hauck Richard Callaghan Steven Janev Tasha Tucker Earle Harris

Jason Oliver Damien Long Richard Nypower

Bonus Qualifier Bonus

$604.29 603.96 603.80 602.13 601.25 599.45 596.85 596.12 596.05 595.51 595.42 595.29 595.22 594.88 594.40 592.59 592.51 592.47 590.14 586.50 585.40 584.83 584.63 584.33 584.29 582.65 580.98 577.25 576.87 574.15 572.35 572.26 571.13 570.64 568.87 568.86 566.65 564.33 564.15 563.87 563.51 556.20 555.72 555.23 554.78 554.74 554.71 554.15 553.80 553.51 552.46 552.19 549.70 548.35 546.96 546.12 545.09 544.35 541.65 538.10 537.21 534.51 533.55

Qualifier

Faiga Ene

George Balaban Benjamin Van Fossen Amie Greene Garrett Graves Edward Sousis Christopher Ammons Hasani Anderson Monika Misipati Manuel Ferreira Alisa Tuiletufuga Twanna Tucker

Jen Sage

Zachariah Lambert Courtney Perito Cara Lenard

June Teo

Andrew Haskins Beau Springer

Corey Brooks

Peter Athas

Thomas Davis

Glyn Hurst

Dustin Walker

Jason Thompson Bartholomew Mazzariello Ronald Starr

Brian Wolchok Kathryn Geiss

Jose Lomeli

Lee Jeffers

Marisa Rodney Joseph Moore

Chad Turner Matthew Merritt Christopher Eickelmann Sylvie Mahe

Zalika Sterling

Lisa Wood

Sina Polu

Paul Fordham

Leone Tom-James Adam Zlupko Rebecca Sharpe Patricia Longenecker Gwendolyn Davis-Yancey ‘Troy Matson

Willon Charles Hilderguard Toleafoa Erika Little

‘Tracy Phan

Tylice Newman Aaron Haskins

Juan Sanchez Rockey Simmons Adrian Moye Jeremiah Morales Summer Miller Kenneth MeDonald Raquel Ellis Anthony Gerald Dmitriy Kagan Chris Richmond

Bonus

$532.67 531.45 530.83 530.26 530,01 529.12 529.10 529.06 527.32 526.90 525.83 525,51 524.20 523.57 522.90 522.11 520.29 519.88 519.83 519.33 516,31 514.04 512.93 511.63 510.89 508.54 508.20 507.51 507.13 506.80 506.15 505.21 504.48 504.33 504.17 503.09 502,44 500.91 500.83 500.06 499.57 498.51 496.03 495.70 493.96 493.57 493.54 493.36 492.83 491.98 491.86 491.59 491.15 489.05 488.36 487.86 486.51 486.44 484.43 484.38 483.22 481.80 481.65

5 @ November 2009 Bonus

*All qualifiers listed achieved at least $200 in bonus totals

‘Todd O'Neill Kenji Leonard Herman Lewis David Beard

Alan Laabs Michelle Samuel Zac Dajos

Casey Kunash Samvel Tigranyan Filipo Havili Alex Newport Lavell Maize Tutoatasi Pale Michael Yoxtheimer Courtney Rogers Robert Fredericks Frank Cousins Mark Gorman Reynaldo Singson Preston Turner Eddie Ruiz Antron Adkison Jessidiah Beman Michael Brawner Barry Ray

David Thornton Steven Lucero Nichole Teta Elizabeth Montgomery Daniel Gereaux Darren Wolf Billy Wilder

Lee van Delft Matt Moore Bryce Pollock Jimmy Rediker Joshua Champneys Michael Oliva Willie Hayden

Brandon Belisle-LaMoureux

Nicholas Patterson Christopher Nablo Azikiwe Johnson Natalie Soboleva Michael Schumacher Curt Bauke

Fay Samitioata Vladimir Moskovenko Jack Yiu

Jeff Lamar Stephen Archer Christopher Banks Sean Hanson Craig McKinney Thomas Baeurich Joseph Lasalle Sautia Maluofenua Justin Aliff

Walter Osmond Ryan Neel

Tasha Schaar John Schultz

Steve Nwagbo

480.89 480.36 479.56 479.30 478.23 476.84 476.43 476.03 475.87 475.84 475.26 473.24 472.38 471.56 471.46 471.33 470.38 470.00 469.00 461.88

6 Bl November 2009 Bonus

Derron Alexander Daniel Burgess David Taylor Joseph Opulski Daynen Kapler Yvonne Zarathustra Karen McQuoid Sherry Rubio Jeffery Clark

Ryan Leong

Jose Harb

Robert Chobor Nguyen Mai Naron Pollard Clement Ideozu Victor Rodos Maryam Rahmani Tian Luo Lawrence Schmidt Michael Brown Justin LaParl Oscar Hance Michael Easley Sanele Lafaele Nathaneil Downs Faasasalu Nanai James Palmes Jerome Hill Robyn Stewart William Gordon Evelyn Nkwenti Anthony Mele Amanda Sines Lori Ivey

Kristina Ring George Lahamedjian Demetria Holmes Michael Platt Adian Prince Stephen Buckshot Cheryl McLean Derrick Sehein Jermaine Scott Dennis Keplinger Aaron M Jones Anthony Kachelmeier Sylvia Muller Catherine Mattes "Timothy Nolan Jonathan Leighton Akmaya Kakajanova Gerald Thompson Jerry Hussey

Paul Boutwell Rasheed Galloway Xzavier Gaines Royland Walker Michael Schneider Dennis Titcombe John Passi

Alex Grakhov Ruben Fuentes Olga Tsymbal

Qualifier Bonus @ Qualifier Bonus Qualifier

$481.00 $436.02

435.62 435.56 434.77 434.75 433.71 432.91 431.57 430.23 430.08 429.46 426.93 425.91 424.48 424.38 424.24 424.05 421.99 420.81 420.78 420.22 420.09 419.15 416.77 416.75 416.32 416.20 415.84 414.97 414.55 413.87 413.76 412.78 412.57 411.82 411.65 411.50 411.35 411.29 410.72 407.47 406.73 406.56 406.44 405.46 405.30 405.11 404.80 404,55 403.86 403.24 402.58 401.40 401.00 400.84 400.43 399.75 398.94 398.87 398.85 397,84 396.46 395.45

Andre Bishop

Troy Skipper

Billy Glass

Corbv Jesperson Melissa Schroeder Alesia Creason Keri Striker Christopher Calogero Abdul-Kareem Kotun Timothy Watson Irma Garate Joshua Silvers Norbert Owusu Eric Trautman Maurice Williams Richard Patray Christopher Newman Elizabeth Pratt Robert Byrnes Nguyen Nguyen Igor Slobodyan Ronald Lawrence Shongaia Robinson Haoyu Xu

‘Tracey MacDonald Nicholas Collins Stephanie Grzechowiak Nathan Kanae Taneshia Solomon Joseph Hyche John Madak Edward Corbett Jessica Smith Gordon Davies Niueperiti Lesatele Myron Bea Maxine Moody Robert Stott

David Urtado- Hernandez Cortland Golightly Gregory Easley

Jay Newsome

Aric Lopez

Steven Haberman Candace Engelson John Ertel Kyriacos Davis Adam Avalos Wendy McBride Jan Walters

Amy Adams-Fuqua ‘Taina Agaimalo Angeles Ordas Aghayni Nazarian Sara Gilley Jonathan Tomko Alisha Taylor Oshea Davis Meagan Vasquez Jonathon Bailey William Heath Nicholas Davis Ariel Sanchez

Bonus $394.70

393.80 392.86 392.60 391.95 391.30 391.15 389.86 389.69 389,57 387.97 387.66 384.31 383.91 382.87 382.47 381.56 381.50 381.46 380.48 380.09 378,55 378.28 377.94 376.94 376.25 376.01 375.77 375.53 375.28 375.28 373.81 373.42 373.32 372.73 372.09 372.02 371.16 368.78 368.26 368.23 367.38 365.23 364.01 361.66 361.15 360.28 359.56 359,35 358.91 358.33 358.13 357.94 357.77 356.08 355.99 353.92 353.44 353.40 352.96 352.08 351.55 350.82

Qualifier

Kevin Rendon Jason Anderson Christen Coppola Daniel Vermillion Jonathan Chu Charles Coffee Gissell Rios Craig Baxter Tina Glenn Richard Sanford Patrice Wise Marcus Howard Ryan O'Donnell Nanette Clay Lisa Lipman David Boltz Rodney Penny Anthony Crosby Charlie Warren George Cunningham Andrew Stinnett Nicholas Zangardi Joel Neirynck-Coon Elizabeth Cruz-Salas Johnathan Virgil Kenneth Cordes Eric Eun

Marina Balayan Brent Cunliffe Patrick Knight Alfredo Verdin Angela Robidoux Heather Hinman Jeremy Harbin Roy Skinner Elena Masci Jesse Oliver Brook Meeks Jayne Herrick Jesse Atatai Roger Neal

Mark Graham Renee Zeller Curt Snow Brandon Braun Joseph Schroeder David Kellebrew Kristyn Shaner Fatimazohra Ouardani Evan Holzhauer April Rodenborn Robert Kempner Philip Stokes Simon Rolland Jeremy Welch Jandar Naloev Oscar Urrutia ‘Travis Price Bizan Diago

Seth Raymond Stephanie Poe John Devries Judy Rodriguez

Bonus

$350.79 350.67 349.41 347.67 347.43 346.52 345.26 345.24 344.73 344.48 342.88 342.74 342.62 342.35 342.28 342.12 340.97 340.08 339.76 339.72 339.39 339.33 337.11 336.25 335.27 335.24 333.77 333.60 330.04 329,59 329.37 328.37 328.32 327.57 327.56 327.02 325.99 325.11 324.77 324.40 324,03 323.59 322.66 321.90 321.16 319.53 317.21 316.04 315.98 315.77 315.60 314.69 314.12 313.45 312.86 312.80 309.76 308.50 307.28 306.51 306.50 306.30 305.96

“All qualifiers listed achieved at least $200 in bonus totals

Christina Smith Benjamin Mancillas Harvey Dixon Ralston Holingsworth Amanda Stoebe Manuel Gogolin Keith Green

Sheila Sand Andrew Brinkmeyer Hisham Masri Faamele Epati Matthew Lukesh Nellie Johnson Joshua Swogger Donna Archibald Ryan Teasdale Jeffrey Nava Pararnjit Sangha Richard Woodly Keith Gebhart Brian Willis

Keylin Urena Stefan Friedman-Gerlics Jake Yagjian Quisha Castro- Lopez Joe Marino

Scott R Davis Lleison Martinez Christopher Keller German Contreras Diego Acosta Candice Smith Michelle Hoffman Audrey DeLoach Matt Nungesser Ruth Hudson Daniel Shaw Christopher Yeung Hanna Gardner Krystle Kaiser Marchon Tatmon Mara Ferlisi Glenda Lloyd Matthew Nereng Vaaufiao Robertson James Humphreys Randy Cadiz Herbert Adams Tiresa Faalogo Sam LeMay

Felix Berger Donald Hill Marcella Silva "Traci Anderson Doyce Mathis Daniel L Smith Ricky Newborne Samantha Kolb Matthew Cartwright Robert Reynolds Dorett Ihomas Zura Zizov

Susan Penner

304.40 304.19 303.96 303,53 301.84 300.81 300,77 300.56 300.41 297.68 297.19 296.76 296.26 295.59 295.16 294.39 293.70 293.32 293.30 293.25 292.02 290.60 289.53 289.26 289.19 288.29 288.22 288.12 287.24 287.00 286.79 286.71 286.67 286.05 285.77 285.34 284.91 283.94 283.53 283.18 282.66 281.98 281.96 281.74 281.65 281.48 281.39 281.36 281.17 279.74 279.71 278.34 277.96 277.75 277.58 277.06 276.83 276.81 276.60 275.68 275.61 275.12

7 @ November 2009 Bonus

Timothy Dawe Marilyn Monette Frank Carta Lawrence Broniszewski James Piazza Cynthia Wilwayco Cheryl Molenda Richard Rosinski Zulfikar Bhukera Ryan Edwards Joseph Alesi Richard Lee Bernardo Lopez Kelly Smith Carmen Galliano Eugene Garcia Luke Abler

Gina Kolo

Gary Smith Kendra Couper Wander Lima LaDawn Meador Ernestine Rush Anita Ferris Jonathan Howard Ariana Jones Koshin Egal Florence Eli Maxwell Sinard Justin Sally Kelvin Chu Ralph McDonald Joshua Friel Eddie Southgate Jantje Zaal ‘Theresa Setefano Kristen Fitzhugh Daniel Walton Karen Leichtle Ropeta Tavete-Mavaega Robert Tierney Christina Guerrero Adam Herman Jesse Dailey Ricky Nail

John Gore Yennhi Le Stephen Macharia Richard Davis Carleen Gayle Alex Hernandez Russell Whatman Sandra Cortes Clinton Jones Mona Balidemaj William Henley David Saba Bridget Smith Juanita Fussell Frederick Stortecky Patrick Deane New Togiakona Joseph Quintons

$275.03 274.75 274.52 273.83 273.55 273.43 273.37 273.25 272.91 272.88 272.75 272.61 272.41 272.03 271.89 270.34 269.68 269.38 268.36 267.44 267.29 266.95 266.90 266.27 264.88 264.51 263.86 263.55 263.11 262.89 262,68 261.82 260.41 259,04 258.96 258.94 258.12 258.06 258.05 257.56 257.47 256.58 256.35 255.87 254.91 254.08 253.02 251.28 250.72 249,87 249.54 249.12 248,94 248.60 247.39 246,91 246.36 245.56 245,24 244.35 244,24 243.68 243.54

Frederick Martsolf Alicia Booker Anthony Mutter Mitchell Anderson Mitchell Look Nicholas Fantozz Earl de la Mothe Pauline Ruff Corey Neff Jendayi Wilson Roy Chong Kathryn Parker Roldin Marcello Daniel Lopilato Christopher Manzelli Gabriel Hough Carla Franklin Lorena Barriere Nicole Johns Christopher Wollmuth Kevin Davis Heather Crawley Robin Moseley Amanda Niss Shirley Post

Grant Stampfli Daniel Ellis Michael Bueti Umuti Kenese Pauline Ogden Todd Bornstein Donna Deason Patrick Willrodt Jeffrey Kay

Bryan Peters Michael Blain-Rozgay Ross Neale

John Smith

Robert Cline Allison Bankowski Jordan Scott Amanda Jenkyns Anthony Robinson James Adams Candice Rezzo Allan Gilbert Michael Baguer Gregory McMeckan Juan Cardona Jason Allen Matthew Romag John Akers Christopher Matthews Christopher Pekar Douglas Zigby Celina Villarreal Elena Espinosa-Weeks Brian Bradshaw Tiffany Hepner David Gombkoto Joel Smith

Faisal Bujazia Guadalupe Valdez

Fd * Y% ee wr Qualifier Bonus $ Qualifier Bonus Qualifier Bonus

$304.64

$243.51 243.33 243.12 241.89 241.89 241.87 240.60 239.92 239.89 239.62 239.42 238.91 238.04 237.95 236.65 236.50 235.78 234.94 233.66 233.31 232.62 232.42 232.35 232.05 231.32 231.30 231.19 230.97 230.81 230.47 230.34 230.25 229.83 229.63 229,50 229.17 229.16 228.95 228.82 228.43 228.35 228.01 227.68 227.60 227.33 227.27 226.90 226.51 224.06 223.81 223.80 223.66 223.20 222,94 222.92 222.90 222.78 222.03 221,91 221.82 221.56 220.72 220.56

Kelsey Baran Ascnaca Chute Svetlana Belkina Robert LaBrec Grover Bond Alexander DiMauro Jason Reed

David R Miller John Shultz Jaythan Turner Elias Brown Robert Karetny Michael Rawlinson Sarah Berquam William Massenburg Kevin Fink

John Roma

Jason Albertz Christian Clark Margaret Roberts Kerrianne Weaver- Kohl Deborah Pan Kevin Reynolds Amanda Wolfgang Niurka de Armas-Duran Lacey Thomas

Joel Jaquay Herlene-Grace de O'Campo Austin Hyden Allen Beerman Nicholas Elcock Arnold Iacoviello Holly Cook Adeline Geffrard Karen Sessing Nathaniel Mueller Michael Kyatt Ryan Dagg

Ralph Clark

Arash Eshaghian Marquitta Snipe Gordon Biggums Cedric Moore "Toma Lemalu Shawn Chambers Steve Colbert Akesa Lia

Ivanna Rivera Charles Wachuku Jennifer Hill Tyrone Conard Jr. Corwin Bruaw Yesenia Pineda Scini Mafi

Jaiveer Gohil

*All qualifiers listed achieved at least $200 in bonus totals